To accept credit card payments in PayPal and buyer doesn't need to have a PayPal account to complete payment. 

Simply enable "Non-PayPal account" checkbox in the payment settings to allow buyers to checkout without having to create a PayPal account.

- Open shop in ShopFactory

- Click Central dropdown button -> Payment methods accepted

- Select "Show All" from the "Country" dropdown menu. 

- Scroll down and tick "PayPal" checkbox and then click Next button. 

- Enter your PayPal Email address.

- Enable "Non-PayPal Account" checkbox

Buyer does not need to create a PayPal account to checkout and landing page for Non-PayPal account.

- Select the currencies you want to accept - make sure the currencies you enable here match your shop currencies.

- Tick the payment methods you want to accept in PayPal, i.e. Visa, Mastercard, PayPal, etc.

- Click "Next"

- You can sort the order of display for all payment methods enabled by clicking the up/down arrow button. 

- Click Finish button to save the settings

-  Save and preview your shop.

-  Place a test order to ensure checkout is working

-  Publish your shop so that the changes are uploaded online.